Incumbent core processing vendors are now winning 60 percent of the RFP deals. But what about the 40 percent of banks that are switching vendors at the end of their selection processes? How are vendors unseating bargain basement-priced incuments? [Read more]
These days, in almost any bank holding company over $1 billion - and in many between $200 million and $1 billion - it is common to see non-bank subsidiaries. In most cases, the bank is the major sub and has the lion's share of the technology budget and staff, but what is the role of the bank's MIS group in managing technology across the entire holding company? [Read more]
Most of the nation’s 10,000 banks and thrifts should aggressively begin efforts to help America's consumers kick their debt addiction. For most banks, the economic loss of not trying to pump more debt into plastic-bloated consumers will not be deadly and may be the best door opener for new investment and insurance services. [Read more]